TermPlus Reviews: Trusted by Australians for Reliable Monthly Income

See why our customers choose TermPlus for reliable returns.

At TermPlus, our mission is to provide Australians with the best access to reliable monthly income and capital stability.

Don’t just take our word for it – hear directly from our customers about their experiences with our term accounts. From top-tier portal security to delivering excellent customer support, TermPlus is used by everyday Australians who are looking for better returns from their savings.

Excellent

TermPlus4.9

Gordon S.

6 days ago

Good return for a relatively secure investment. The process was easy and the payments regular. I have been able to contact a person when I had questions where the FAQs didn't cut it. Based on my experience to date, I recommend Term Plus for a balance of return and security.

Response from the owner:Thank you for taking the time to share this fantastic feedback, Gordon. We’re really pleased to hear you’re having a great experience with TermPlus. A lot of focus has gone into making the platform simple and intuitive to use, backed by a customer service team that’s responsive and genuinely helpful. It’s great to know that’s coming through. We appreciate you being part of TermPlus.

Diana H.

1 week ago

Response from the owner:Thank you for the review, Diana. We appreciate you being part of TermPlus.

Kerry S.

3 weeks ago

Very happy with all aspects of my experience with Term Plus, would definitely recommend.

Response from the owner:Thank you for the fantastic feedback, Kerry. We’re really pleased to hear you’re having a great experience with TermPlus. A lot of focus has gone into making the platform simple and intuitive to use, backed by a customer service team that’s responsive and genuinely helpful. It’s great to know that’s coming through. We appreciate you being part of TermPlus.

Harrison M.

3 weeks ago

Very easy to set up. Well informed regarding interest payments. Always a little nervous when no Government Guarantee.

Response from the owner:Thank you for the review, Harrison - this is exactly what we aim to deliver. TermPlus was designed to give Australians a simpler, more accessible way to generate attractive and reliable monthly income from their savings, without the friction typically associated with investing. We’re glad the platform, service, and overall experience are meeting that standard for you.

Fraser T.

3 weeks ago

6 months in and just opened my second account. No issues so far and income targets have been hit. After reviewing performance after 1 year it may well be 5 stars.

Response from the owner:We appreciate the review and your support, Fraser. Delivering a simple, intuitive investment experience alongside attractive and reliable monthly income is what we focus on every day, and it’s great to know we’re on the right track. We’ll keep working to make it even better.

Andrew G.

4 weeks ago

Been with term plus for 6 months and most likely will reinvest when the the time comes, they've been excellent,set up is easy as, support was fantastic when i encountered a system gremlin and it was fixed within 10 minutes,that was impressive Direct debit of funds to termplus when getting started is much appreciated. Sure i was a tad nervous initially,the whole online thing, researching as much as one can,so far extremely happy with term plus and confidence in them is high

Response from the owner:We really appreciate you taking the time to share this, Andrew. Our goal with TermPlus is to provide easy access to high-quality monthly income, supported by a seamless digital experience and strong customer support. It’s great to hear that’s been your experience.

Kerry W.

1 month ago

Easy to set up account and transfer funds across Awesome to get such a high rate of interest I enjoy compounding the interest payment

George K.

1 month ago

An excellent investment. I am not very technologically competent, but the staff have been eminently helpful to explain and set up the investment. If you are comfortable to lock the funds for the term, this is a superb income stream.

Response from the owner:Thank you for the great feedback, George. We’re really pleased to hear you’re having a great experience with TermPlus. A lot of focus has gone into making the platform simple and intuitive to use, backed by a customer service team that’s responsive and genuinely helpful. It’s great to know that’s coming through. We appreciate you being part of TermPlus.

Richard

1 month ago

Term plus has been easy and straightforward to use, Communication has been grea, would recommend

Response from the owner:We really appreciate you taking the time to share this, Richard. Our goal with TermPlus is to provide easy access to high-quality monthly income, supported by a seamless digital experience and strong customer support. It’s great to hear that’s been your experience.

Bob T.

2 months ago

We like the fact that interest is paid monthly and if you roll it over you get the compounded effect on your investment

Response from the owner:Thank you for the review, Bob - this is exactly what we aim to deliver. TermPlus was designed to give Australians a simpler, more accessible way to generate attractive and reliable monthly income from their savings, without the friction typically associated with investing. We’re glad the platform, service, and overall experience are meeting that standard for you.

Mechele C.

3 months ago

Simply Easy and not complicated

Response from the owner:Thank you for the review, Mechele - this is exactly what we aim to deliver. Our goal with TermPlus is to provide easy access to high-quality monthly income, supported by a seamless digital experience and strong customer support. It’s great to hear that’s been your experience.

patrick P.

3 months ago

I’ve been with term plus about six months And have to say that people are very helpful Plus, I’m happy with the interest rate Also my return each month I just wish I came across this long time ago! Considering what is out there, it’s not much at all. Everyone wants to get the best for their money. So far, I like to say, I’m very happy and I hope it stays that way thank you

Response from the owner:Thank you for the fantastic feedback, Patrick. We’re really pleased to hear you’re having a great experience. TermPlus was designed to give Australians a simpler, more accessible way to generate attractive and reliable monthly income from their savings, without the friction typically associated with investing. We’re glad the platform, service, and overall experience are meeting that standard for you and appreciate you being part of TermPlus.

Lindi F.

3 months ago

Response from the owner:Thank you for the review, Lindi. We appreciate you being part of TermPlus.

janine M.

3 months ago

Am very happy with this investment and how its going so far, time will tell, great communication

Response from the owner:We really appreciate you taking the time to share this, Janine. Our goal with TermPlus is to provide easy access to high-quality monthly income, supported by a seamless digital experience and strong customer support. It’s great to hear that’s been your experience.

Gerard M.

3 months ago

I'm just with Term Plus for a few months,what I like about it,there is no fuss,everything straight on the front of your eyes,and the interest always on time.

Response from the owner:Thank you for the wonderful feedback, Gerard. We’re really pleased to hear you’re having a great experience with TermPlus. A lot of focus has gone into making the platform simple and intuitive to use, backed by a customer service team that’s responsive and genuinely helpful. It’s great to know that’s coming through. We appreciate you being part of TermPlus.

Jashvant C.

3 months ago

I am very happy with your service.

Response from the owner:Thank you for the review, Jashvant. We’re glad the platform, service, and overall experience are meeting that standard for you. We appreciate you being part of TermPlus.

Darryl K.

3 months ago

Simple and easy set up. An email is sent monthly showing interest earned

Response from the owner:Thank you for the review, Darryl - this is exactly what we aim to deliver. TermPlus was designed to give Australians a simpler, more accessible way to generate attractive and reliable monthly income from their savings, without the friction typically associated with investing. We’re glad the platform, service, and overall experience are meeting that standard for you.

John B.

3 months ago

Response from the owner:Thank you for the review, John. We appreciate you being part of TermPlus.

Charles S.

3 months ago

TermPlus is great for your SMSF. Easy to apply, good returns paid monthly (oh fabrous joy!). And run by Pengana, who do thinks money wise with attention to ethics - worldwide.

Response from the owner:We really appreciate you taking the time to share this, Charles. Our goal with TermPlus is to provide easy access to high-quality monthly income, supported by a seamless digital experience and strong customer support. It’s great to hear that’s been your experience.

Jeff S.

4 months ago

I’ve invested with Term plus now for about 5 months now and have been that impressed I’ve now invested more. So far very good.

Response from the owner:Thank you for the fantastic feedback, Jeff. We’re really pleased to hear you’re having a great experience with TermPlus. A lot of focus has gone into making the platform simple and intuitive to use, backed by a customer service team that’s responsive and genuinely helpful. It’s great to know that’s coming through. We appreciate you being part of TermPlus.

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Pengana Capital Group

TermPlus is brought to you by Australian funds manager Pengana Capital Group, with over 20 years of experience in delivering distinct and differentiated investment strategies for high-yield outcomes, across a variety of Australian and Global sectors.

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