TermPlus Reviews: Trusted by Australians for Reliable Monthly Income

See why investors choose TermPlus for reliable returns

At TermPlus, our mission is to provide Australians with the best access to reliable monthly income and capital stability.

Don’t just take our word for it – hear directly from our customers about their experiences with our term accounts. From top-tier portal security to delivering excellent customer support, TermPlus is used by everyday Australians who are looking for better returns from their savings. 

Excellent
TermPlus4.9
Kerry S.
6 days ago
Very happy with all aspects of my experience with Term Plus, would definitely recommend.
Harrison M.
1 week ago
Very easy to set up. Well informed regarding interest payments. Always a little nervous when no Government Guarantee.
Fraser T.
1 week ago
6 months in and just opened my second account. No issues so far and income targets have been hit. After reviewing performance after 1 year it may well be 5 stars.
Andrew G.
2 weeks ago
Been with term plus for 6 months and most likely will reinvest when the the time comes, they've been excellent,set up is easy as, support was fantastic when i encountered a system gremlin and it was fixed within 10 minutes,that was impressive
Direct debit of funds to termplus when getting started is much appreciated.
Sure i was a tad nervous initially,the whole online thing, researching as much as one can,so far extremely happy with term plus and confidence in them is high
Kerry W.
3 weeks ago
Easy to set up account and transfer funds across
Awesome to get such a high rate of interest
I enjoy compounding the interest payment
George K.
3 weeks ago
An excellent investment. I am not very technologically competent, but the staff have been eminently helpful to explain and set up the investment. If you are comfortable to lock the funds for the term, this is a superb income stream.
Richard
3 weeks ago
Term plus has been easy and straightforward to use, Communication has been grea, would recommend
Bob T.
2 months ago
We like the fact that interest is paid monthly and if you roll it over you get the compounded effect on your investment
Mechele C.
2 months ago
Simply Easy and not complicated
patrick P.
2 months ago
I’ve been with term plus about six months
And have to say that people are very helpful
Plus, I’m happy with the interest rate
Also my return each month
I just wish I came across this long time ago!

Considering what is out there, it’s not much at all. Everyone wants to get the best for their money.

So far, I like to say, I’m very happy and I hope it stays that way thank you
Lindi F.
2 months ago
janine M.
3 months ago
Am very happy with this investment and how its going so far, time will tell, great communication
Gerard M.
3 months ago
I'm just with Term Plus for a few months,what I like about it,there is no fuss,everything straight on the front of your eyes,and the interest always on time.
Jashvant C.
3 months ago
I am very happy with your service.
Darryl K.
3 months ago
Simple and easy set up. An email is sent monthly showing interest earned
John B.
3 months ago
Charles S.
3 months ago
TermPlus is great for your SMSF. Easy to apply, good returns paid monthly (oh fabrous joy!). And run by Pengana, who do thinks money wise with attention to ethics - worldwide.
Jeff S.
4 months ago
I’ve invested with Term plus now for about 5 months now and have been that impressed I’ve now invested more.
So far very good.
Robert F.
4 months ago
Term Plus is one of the best term deposits you can have they have x amount of terms you can choose from and is so easy to go into your portal and check your account details shall recommend TERM PLUS to any one
Darko H.
4 months ago
So far so good! Always on time and great customer service.

How TermPlus Helped Nick Grow his Retirement Savings

“The fixed spread above the cash rate is a great feature for me in retirement because it gives me comfort knowing that there is a predictable and reliable level at which my income payments will be bench-marked. It also means that the targeted payments will remain ahead of the cash rate which gives me security in knowing I’ll always be one step ahead.”

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Pengana Capital Group

TermPlus is brought to you by Australian funds manager Pengana Capital Group, with over 20 years of experience in delivering distinct and differentiated investment strategies for high-yield outcomes, across a variety of Australian and Global sectors. 

Mercer Australia

Mercer is global investments leader, and provides TermPlus with access to a diversified portfolio of some of the best global private credit opportunities available. 

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