Putting Your Money to Work Is Easier with Us

TermPlus is here to innovate term-based accounts and empower you to make the most of your savings.

We unlock the big-money-advantage for all Aussies, with Target Rates that reach higher, supported by built-in layers of protection. It’s our commitment to deliver high-yield, high-quality Term Accounts that liberate your money-making potential.

Powered by Pengana Capital Group, with 20+ years of investment excellence, in association with Mercer.

You're in Good Company

They say it’s about who you know, and that couldn’t be truer at TermPlus. In addition to being a part of the Pengana Capital Group, we’re further bolstered by specialist investment advisory input from global investments leader, Mercer. Mercer has over 2,000 investment professionals around the globe, and more than 30 years’ experience in private markets, with 260 alternatives professionals based in approximately 30 offices around the world. This association with Mercer enables us to deliver a diverse portfolio of global private credit opportunities for our customers.

Pengana Capital Group

TermPlus is brought to you by Pengana Capital Group, with over 20 years of experience in delivering distinct and differentiated investment strategies for high-yield outcomes, across a variety of Australian and Global sectors. 

Mercer Australia

We have engaged global investments leader, Mercer, to provide TermPlus with access to a diversified portfolio of some of the best global private credit opportunities available. 

Meet Our Team

We’re proud of our team of high-yield aficionados, who consistently and effortlessly clear the way for your money goals to manifest. 

Russel Pillemer

CEO
Pengana Capital Group

Nehemiah Richardson

CEO
Pengana Credit

Dean Weinbren

Managing Executive

Keith McLachlan

COO

Mirjana Crnjak

CFO

Nick
Griffiths

CIO
Pengana Capital Group

Adam Rapeport

CIO

Paula
Ferrao

Company Secretary

Gloria
Win

Head of Investment Operations

Stephanie Doran

Operations Manager

We're Committed to Our Core

Our values are at the heart of every decision we make. They are what guide and shape us as a company that is continually striving to bring you better, bolder financial outcomes. 

Putting our money where our mouth is

Because we believe wholly in our product, and ability to deliver high-yield returns, we invest alongside our customers to deliver what we call a Support Account. Thanks to our support mechanisms, including Priority Income Entitlement, Income Stabilisation, and Savings Support, your TermPlus account is backed and full of promise.

All about our customers

Our customer-first ideology can be found in everything we do. It shows in our account features and benefits, delivery of returns, and tech that’s designed with you in mind. This is your money, and your financial decisions should be easy, simple and effective. 

Best-of-breed excellence

We seek out quality in everything we do. It’s this pursuit of excellence that permeates our products, tech, service and partnership choices, for winning returns.  

Your Savings Can Work Harder for You

You work hard for your savings, and we believe your savings should be working harder for you. We set out to empower all Australians to make informed and effortless decisions that support their financial goals. Our specialist approach to term-based accounts aims to help you reap higher returns with a solution that’s simple, savvy and inspired.

Join Us on Our Journey

Many years in the making, TermPlus is powered by fund manager Pengana Capital Group, a diverse and established Australian-based investment manager. Pengana has been delivering returns to investors for over 20 years, and has appointed Mercer Australia as part of creating a platform for TermPlus aiming to deliver Target Rates that go above and beyond. 

Pengana Capital Group is born, and begins its history of delivering diversified and differentiated investment solutions to Australian investors .

In 2019, Pengana Capital Group listed the Pengana Private Equity Trust (listed on the ASX as ‘PE1’. PE1 is the only vehicle for Australian investors to access truly diversified global private equity investments, and solves many of the barriers that have historically faced investors looking to access global private equity. This was the start of Pengana’s journey to ‘democratising the big money advantage by using innovative structures to deliver highly sought after investments to everyday Australians.

In April of  2023, Pengana Capital Group announced a $200m seed investment from it’s largest shareholder, Washington H. Soul Pattisons, to build out an unparalleled global private credit capability in the Australian market.

Pengana has appointed Mercer Australia as their investment adviser on the portfolio construction for their unique Private Credit solution. The portfolio seeks to benefit from Mercer’s insights and distinctive ability to access to private credit opportunities locally and globally.

Mercer is one of the world’s largest investment advisers with over 2,000 investment professionals around the globe working to improve investment outcomes for investors.

After 2+ years, and thousands of hours, of meticulous planning, TermPlus is launched into the Australian market to revolutionise the financial services landscape and how everyday Australian’s put their money to work

Let's Grow Your Money Together

At TermPlus, we all come together to give you the confidence you need to start making money from your money. We build inspired solutions for your savings in an environment that is highly collaborative, inclusive, and committed to excellence at every turn.

What Sets Us Apart?

What differentiates us at TermPlus is our ability to flow with the cash-rate as we aim to deliver dependable and relevant Target Rates. It’s also our partners, and unique insights, that allow us to offer a Term Account worth truly getting excited about. Our built-in support mechanisms, and ease-of-service, expands our unique offering further, for an investment experience that’s always a step above. 

We Steer Your Savings

Our team has a wealth of experience, and a track record in navigating the world of globally-diversified term-based investing, thanks to our exclusive access to Pengana’s global Private Credit Master Fund. It’s how we tap into the strength of global mid-market private loans, aiming to bring you the confidence to expect more from your money. This way you can plan bigger, while spending less time thinking about finances, as you’re backed by a diver and highly-rated master portfolio of investments, and a team that aims high. 

TermPlus was built to revolutionise access to global private credit, democratising institutional-grade opportunities for everyday Asutralians.

We Invest Responsibly

As our idea of sustainable and responsible investments evolve, TermPlus is ever-conscious of money ecosystems that provide healthy returns. Our specialists favour companies with strong environmental, social, and governance (ESG) practices. More often, investments that are responsible are also more rewarding, which is why we see them as long-term value drivers.

We hate to boast, but…

You’ll be happy to know that our outstanding <rate/service> is now award-winning. Here are some of our recent accolades and ratings – the proof of our ability to always be at our best. 

Join Our Growing Family

Our doors are wide open to those with an appetite for positive change in the financial sector. We want to connect with people who are as ambitious as they are tenacious. If you’re looking to turn a new page with term-based account investing, we’re ready to connect with you, today. 

Your Data Is Important to Us

Two-factor authenticated accounts

KYC/KYB/AML compliant

Data encryption


No fuss

Need to Know More?

Register for the Webinar

Join Our Mailing List

Join our mailing list to keep up to date with offers, features, and new benefits.