TermPlus Reviews: Trusted by Australians for Reliable Monthly Income

See why investors choose TermPlus for reliable returns

At TermPlus, our mission is to provide Australians with the best access to reliable monthly income and capital stability.

Don’t just take our word for it – hear directly from our customers about their experiences with our term accounts. From top-tier portal security to delivering excellent customer support, TermPlus is used by everyday Australians who are looking for better returns from their savings.

Excellent

TermPlus

Mel C.

Communication is very good.

P L.

Love the simple application process and great rates. Great customer service too with quick response/resolution.

Robert H.

Raphael T.

Considering what the Australian banks being told to return very important money to their important customers, "Westpac, ANZ and Bendigo Bank to refund $60 million in unfair fees. Three Australian banks will pay nearly $60 million in refunds to low-income customers after the Australian Securities and Investments Commission found they charged high account fees to Centrelink payment recipients who could not afford them", Term Plus is offering great investment rates for asll Australians. Look past the big 4 banks and head to Term Plus and be happy with your monthly income being paid into your account or reinvested. I have trusted Term Plus with my investment capital.

kevin B.

I was amazed the ease it was to set up
then to have someone there to guide you through it as well
i was very happy to see my first return then even more pleased to see a greater retun on my next month
thank you so much termplus

Paul S.

Very easy service to setup and let it compound over time. Very happy I have engaged the TermPlus team to help me reach my goals.

Warwick N.

David C.

I have now opened 4 accounts with Term Plus for both 2-year and 1-year terms, so staggering the maturity dates. The process is very straightforward and the monthly income simple to review. I choose to have the monthly payments reinvested. So far I have been very pleased and consider Term Plus offers an excellent means of diversifying the investments held in my SMSF, with a realistic interest rate and the reliability of its Pengana managers.

Bruce M.

Attractive rates and good systems from well run outfit.

combined S.

Great customer service.

Rod N.

Good place to invest.
Easy to apply, friendly service when needed and very good rates.

Greg W.

Love getting my Termplus notifications

Dennis M.

Great returns
Easy to use online
Would recommend to anyone

Charlee M.

Jarred I.

TermPlus So far has been a great experience, easy to setup, Australian call help. easy online login.
Every month you get notifications for interest payment, always makes your day

Paul R.

I have found Term plus easy to deal with. All communications have been worthwhile and uncomplicated.

Harold N.

Process to get in is easy but I have not come to the process of getting out yet. So not 5 stars yet.

Liz L.

Sian B.

Daniel J.

How TermPlus Helped Nick Grow his Retirement Savings

“The fixed spread above the cash rate is a great feature for me in retirement because it gives me comfort knowing that there is a predictable and reliable level at which my income payments will be bench-marked. It also means that the targeted payments will remain ahead of the cash rate which gives me security in knowing I’ll always be one step ahead.”

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You're in Good Company

Pengana Capital Group

TermPlus is brought to you by Australian funds manager Pengana Capital Group, with over 20 years of experience in delivering distinct and differentiated investment strategies for high-yield outcomes, across a variety of Australian and Global sectors.

Mercer Australia

Mercer is global investments leader, and provides TermPlus with access to a diversified portfolio of some of the best global private credit opportunities available. 