TermPlus Reviews: Trusted by Australians for Reliable Monthly Income

See why investors choose TermPlus for reliable returns

At TermPlus, our mission is to provide Australians with the best access to reliable monthly income and capital stability.

Don’t just take our word for it – hear directly from our customers about their experiences with our term accounts. From top-tier portal security to delivering excellent customer support, TermPlus is used by everyday Australians who are looking for better returns from their savings.

Excellent

TermPlus4.9

janine M.

21 hours ago

Am very happy with this investment and how its going so far, time will tell, great communication

John B.

2 weeks ago

Charles S.

2 weeks ago

TermPlus is great for your SMSF. Easy to apply, good returns paid monthly (oh fabrous joy!). And run by Pengana, who do thinks money wise with attention to ethics - worldwide.

Jeff S.

4 weeks ago

I’ve invested with Term plus now for about 5 months now and have been that impressed I’ve now invested more.
So far very good.

Robert F.

1 month ago

Term Plus is one of the best term deposits you can have they have x amount of terms you can choose from and is so easy to go into your portal and check your account details shall recommend TERM PLUS to any one

Darko H.

1 month ago

So far so good! Always on time and great customer service.

Mel C.

2 months ago

Communication is very good.

P L.

2 months ago

Love the simple application process and great rates. Great customer service too with quick response/resolution.

Robert H.

4 months ago

Raphael T.

6 months ago

Considering what the Australian banks being told to return very important money to their important customers, "Westpac, ANZ and Bendigo Bank to refund $60 million in unfair fees. Three Australian banks will pay nearly $60 million in refunds to low-income customers after the Australian Securities and Investments Commission found they charged high account fees to Centrelink payment recipients who could not afford them", Term Plus is offering great investment rates for asll Australians. Look past the big 4 banks and head to Term Plus and be happy with your monthly income being paid into your account or reinvested. I have trusted Term Plus with my investment capital.

kevin B.

7 months ago

I was amazed the ease it was to set up
then to have someone there to guide you through it as well
i was very happy to see my first return then even more pleased to see a greater retun on my next month
thank you so much termplus

Paul S.

7 months ago

Very easy service to setup and let it compound over time. Very happy I have engaged the TermPlus team to help me reach my goals.

Warwick N.

9 months ago

David C.

10 months ago

I have now opened 4 accounts with Term Plus for both 2-year and 1-year terms, so staggering the maturity dates. The process is very straightforward and the monthly income simple to review. I choose to have the monthly payments reinvested. So far I have been very pleased and consider Term Plus offers an excellent means of diversifying the investments held in my SMSF, with a realistic interest rate and the reliability of its Pengana managers.

Bruce M.

12 months ago

Attractive rates and good systems from well run outfit.

combined S.

12 months ago

Great customer service.

Rod N.

1 year ago

Good place to invest.
Easy to apply, friendly service when needed and very good rates.

Dennis M.

1 year ago

Great returns
Easy to use online
Would recommend to anyone

Charlee M.

1 year ago

Jarred I.

1 year ago

TermPlus So far has been a great experience, easy to setup, Australian call help. easy online login.
Every month you get notifications for interest payment, always makes your day

How TermPlus Helped Nick Grow his Retirement Savings

“The fixed spread above the cash rate is a great feature for me in retirement because it gives me comfort knowing that there is a predictable and reliable level at which my income payments will be bench-marked. It also means that the targeted payments will remain ahead of the cash rate which gives me security in knowing I’ll always be one step ahead.”

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You're in Good Company

Pengana Capital Group

TermPlus is brought to you by Australian funds manager Pengana Capital Group, with over 20 years of experience in delivering distinct and differentiated investment strategies for high-yield outcomes, across a variety of Australian and Global sectors.

Mercer Australia

Mercer is global investments leader, and provides TermPlus with access to a diversified portfolio of some of the best global private credit opportunities available. 