TermPlus has unveiled its newest round of TV commercials, created in partnership with One Day Video, bringing to life how Australians can make their savings work harder through TermPlus Term Accounts.
The campaign introduces Gary and Barb, a couple of pre-retirees who represent many Australians looking to turn their savings into reliable monthly income. Through a series of relatable stories, the ads show how TermPlus helps investors move beyond the ups and downs of the share market, offering attractive Target Rates and layers of protection designed to deliver reliable monthly income.
After decades of working hard for their savings, Gary and Barb were ready to enjoy the rewards of their efforts. They had built a comfortable amount of savings, but like many Australians approaching retirement, they felt their money wasn’t working quite as hard as they had.
When interest rates dropped and the cost of living continued to rise, they started looking for ways to grow their savings without taking on unnecessary stock market risk. That’s when they discovered TermPlus.
Turning uncertainty into an account with a focus on attractive, and reliable returns.
Gary and Barb had already tried investing in stock market, hoping for higher returns than their savings account. But they soon found the volatility difficult to manage. Watching the value of their investments move up and down each week left them uncertain about what they could rely on.
They decided they wanted something different. An investment that could offer attractive and reliable monthly income, while helping protect their savings from inflation and market movements.
Finding a middle ground between saving and investing.
TermPlus Term Accounts offered Gary and Barb exactly what they were looking for. They discovered that TermPlus combined fixed-term investing with monthly payments that moved with the cash rate.
Each TermPlus Term Account allows investors to:
- Choose a 1, 2 or 5-year term
- Earn monthly income paid directly to their bank account or reinvest for compounding growth
- Access a 3-layer protection system designed to support monthly payments and the repayment of invested funds
Putting their savings to work.
Once Gary and Barb decided to invest, getting started with TermPlus was quick and straightforward. They opened their account online in just a few minutes, with no paperwork or lengthy approval process.
They chose to invest through their Self-Managed Super Fund (SMSF), but found it reassuring that TermPlus offers multiple account types to suit different investors and goals, including:
- Personal and joint accounts
- SMSF accounts
- Trust accounts
- Company accounts, and
- Child accounts
Before deciding on their term length, Gary and Barb used the TermPlus Calculator to compare options and see what level of Target Income each term could provide. The calculator helped them find the balance between earning regular monthly income and achieving the longer-term goals they wanted from their savings.
Once their account was funded, they began receiving monthly income straight to their SMSF bank account – a simple way to make their savings work harder.
Reliable monthly income with built-in layers of protection.
Every TermPlus Term Account benefits from 3 distinct layers of built-in protection, that are designed to support both monthly payments and the repayment of invested funds.
This framework is underpinned by co-investment made alongside account holders, which provides an additional pool of capital designed to help support customer outcomes.
Together, these layers create a structure focused on delivering reliable monthly income, while reducing exposure to market volatility.
Why Gary and Barb chose TermPlus.
For Gary and Barb, TermPlus offered a balance that was hard to find elsewhere:
- Attractive Target Rates linked to the RBA Cash Rate
- Targeting regular monthly income payments that fit real-world spending
- Flexible term options that align with their goals and objectives
- Protection layers that can help deliver income reliability and capital stability
- Presented By ASX-listed Pengana Capital Group, in association with Mercer
Instead of watching their savings fluctuate, Gary and Barb now watch their income arrive each month.
About TermPlus.
TermPlus Term Accounts are designed to make your savings work harder. With flexible term options, monthly income and a 3-layer protection system, TermPlus helps Australians turn savings into reliable monthly returns.
Term Lengths and Target Rates:
- 1-Year Term Account: RBA Cash Rate + 3%
- 2-Year Term Account: RBA Cash Rate + 3.65%
- 5-Year Term Account: RBA Cash Rate + 4.15%
*Target Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term.
Learn more about TermPlus Term Accounts here.
