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Get your savings working harder
for you with 
TermPlus offers are high-yield fixed-term accounts with Target Rates of:
- 7.10%* p.a. on a 1-year Term Account
- 7.75%* p.a. on a 2-year Term Account
- 8.25%* p.a. on a 5-year Term Account
Choose between receiving income payments directly into your bank account each month, or reinvest your monthly income to compound your returns.
*Target Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term.
New to TermPlus?
Get a $50 top-up bonus^
Open your Term Account today, and receive a $50 top-up from TermPlus using promo code INDEX26.or call us on 1300 883 881.
As featured in:
Term Lengths and Target Rates
How much do you want to deposit?
(includes reinvested Target Total Income)
How would you prefer to receive your Income?
my income
bank monthly
- Earns income daily
- Paid to you monthly
- Built-in Savings Support
(includes reinvested Target Total Income)
How would you prefer to receive your Income?
my income
bank monthly
- Earns income daily
- Paid to you monthly
- Built-in Savings Support
(includes reinvested Target Total Income)
How would you prefer to receive your Income?
my income
bank monthly
- Earns income daily
- Paid to you monthly
- Built-in Savings Support
*Target Rates are set as a fixed margin above the RBA Cash Rate, which is variable over the course of the Term.
Or try our Income Calculator
Trusted By Smart
Investors Across Australia
I've been with TermPlus about six months and have to say the people are very helpful. I'm happy with the interest rate and my return each month. I just wish I came across this a long time ago!
Patrick P.
Simple and easy set up. An email is sent monthly showing interest earned.
Darryl K.
Love the simple application process and great rates. Great customer service too with quick response and resolution.
Pauline L.
